Comprehensive Commercial Auto Insurance for Contractors

Contractor Auto Insurance: Protecting your People, Equipment and Operations on the Road

In construction, vehicles are more than transportation; they’re essential to getting the job done. Whether moving crews, hauling materials or transporting equipment, reliable transportation keeps your operations running smoothly and supports timely project completion. However, every trip carries potential risk, exposing your business to significant liabilities if an accident occurs.

Astrus provides commercial auto insurance tailored for contractors, helping protect against the financial impact of collisions, property damage, theft and other covered events. This ensures your business is safeguarded against critical vulnerabilities when transporting tools, materials and personnel, allowing you to focus on completing a project on time and on budget.

Commercial Auto Insurance Built for Contractors

From a single work truck to a fleet serving multiple job sites, we structure commercial auto insurance around the realities of contractors’ operations. Our underwriting approach addresses exposures for owned, leased, non-owned and hired vehicles, with options to help close common gaps such as coverage for business drivers without personal auto insurance.

Elite Auto Insurance Expertise for Contractors

Astrus is the leading managing general underwriter dedicated to the construction industry. Our underwriters, risk engineers and claims professionals understand the unique demands of contractor fleets and the risks that come with operating in high-exposure environments. We combine market access with disciplined underwriting to help you align contractor auto insurance coverage with your risk tolerance and operational needs.

Exclusive Access to Auto Insurance Markets and Brokers

Through our established distribution network, we provide broadened access to program structures designed for the construction sector. Our teams respond quickly to changing market conditions, helping ensure auto insurance coverage terms and program designs meet your business requirements.

Risk-Focused Approach for Contractors

Beyond policy issuance, we work with clients to identify and address the root causes of automobile losses. Our loss control strategies, supported by construction-specific insights, are designed to help reduce the frequency and severity of claims, supporting safer operations and long-term cost stability.

Hands-On Contractor Auto Insurance Claims Management

When a covered event triggers a commercial automobile insurance policy, timely and accurate claim handling matters. Our claims team coordinates with carriers and brokers to streamline the process and support efficient resolution, allowing your team to stay focused on project timelines.